Why hire a public adjuster?

The claims adjuster knows the particularities of your insurance coverage and the legal provisions and has all the tools to prepare claim documents. Since the amounts at stake are significant, your adjuster will help you increase the value of your reimbursements by making the most of the clauses in your insurance contract. When you deal with a public adjuster, you win!

"Thanks to her availability, patience and expertise, we came to a very beneficial settlement for me." - Nadine DuSablon / Saint-Alban

Finding the time to research and present all the evidence required by your insurer can be difficult when you are already busy with work and family life. Hiring a claims adjuster makes it easier for you to get back to your normal life.

You have a lot of questions, that's normal. With several years of experience in the field, your expert is there to answer all your questions and help you make the right choices by explaining the world of insurance in an objective and impartial manner. In addition, your expert becomes the key person with whom your insurer can negotiate.

At your first meeting, the expert from Roy, Morissette & Associés will go through your insurance contract clause by clause and clearly explain the ins and outs of each of them. You will therefore be better equipped to understand the types of compensation to which you may be entitled, without any obligation on your part.

During your first appointment, your expert will explain the different steps that will lead to the filing of your insurance claim as well as those that will lead to your compensation. This will give you a clearer picture of the steps that await you and the time it may take.

Well aware of the regulations on both the insured's and the insurer's side, your public claims adjuster will inform you of your rights and obligations, allowing you to avoid common mistakes made by individuals who try to settle their case with their insurer themselves.

You entrust your file to him, you benefit from his expertise. If you decide to deal with a public adjuster, you benefit from an all-inclusive approach. With his background and knowledge, your adjuster takes care of all the steps and paperwork surrounding your claim (building estimate, contents claim and living expenses). He is able to maneuver and negotiate effectively with your insurer. The peer-to-peer relationship that he develops with your insurer is of great benefit to you!

Your public adjuster knows you. He has developed a relationship of trust with you and is aware of your expectations regarding the settlement of your file. The follow-up he offers you is therefore more personalized and better adapted. At every step of the way, your expert is committed to providing you with a report on the development of your case. Also, if you have any questions, they are on call 24 hours a day, 7 days a week, which is not the case for your insurer.

When you choose the services of Roy, Morissette & Associés, you have at your side an expert responsible for the progress of your file, a building estimator specialized in post-disaster situations, a conscientious and diligent property inventory team and a person responsible for the administration of your file. This team is dedicated to the smooth running of your file and the optimization of your compensation.